Consumers with the most stellar of credit scores are poised to see the biggest hits to their ratings once late student-loan payments return to credit reports come January.

Federal student loan borrowers who fall behind on their bills will face financial consequences once again. Here's what to know.

With much of President Joe Biden’s student loan agenda tied up in court, the incoming Trump administration could have a significant impact on millions of borrowers.

“Unfortunately, autopay errors were one of the most widespread, basic and consequential servicer errors we saw this year,” CFPB Student Loan Ombudsman Julia Barnard told CNBC. “These errors are incredibly costly and completely unacceptable.”