While these features hold significant promise, discussions around their implementation are still in the early stages, and no formal announcements have been made

The Employee Provident Fund Organisation (EPFO) will revamp and introduce multiple policies for the EPFO 3.0 version.

After announcing PAN 2.0, the central government is planning to unveil the EPFO 3.0 plan, introducing several new features for subscribers. According to exclusive information shared by CNBC Awaaz, the Employees' Provident Fund Organisation (EPFO) may lift the 12% limit on employee contributions to the Provident Fund (PF).

The Employee Provident Fund Organisation (EPFO) plans to launch EPFO 3.0 by mid-2025, introducing features like PF withdrawals via ATMs (capped at 50 per cent), voluntary contributions beyond 12 per cent,